Most people retreat to behaviors that feel comfortable.  Even non-productive behaviors are practiced because it is what feels familiar.  The cycle of poverty exists due to multiple factors, but Love INC focuses on behavioral changes to improve client's financial circumstances. The real work begins after a person has gained stable housing and employment.  This is why the Love INC Fresh Start program requires the participants to work hard to gain financial, employment, and housing stability; working together at a slower pace with the Love INC staff and volunteers.  Handing over money to someone, to make the current crisis go away, typically will not fix the underlying issues.  Many people are grateful for the financial help Love INC provides. However, that moment dissipates very quickly.  As a participant of the Fresh Start program, approved applicants must understand and agree to be truthful regarding finances, employment, and housing situations.  Clients also must be willing to look at behaviors and habits that are contributing to the demise of success.

Guiding Principles

The Fresh Start program will focus on (4) four major areas

  • Financial Stability
  • Employment Stability
  • Housing Stability
  • Self Sufficiency


The families we serve are
      • Motivated to become self-sufficient

      • At risk for homeless or potentially homeless
      • Committed to completing an educational program or job training
      • Free of substance abuse for a minimum of (5) five months before enrolling (if applicable)
      • Willing to abide by Love INC’s expectations

Program Guidelines
      • Assist individuals/families on a short term basis up to (6) six months
      • Partner with Love INC staff to work together to identify household needs and develop a plan to address those specific needs
      • Love INC staff will work with local agencies to access additional resources to maximize client benefits
      • Assist the client in becoming self sufficient and financially prepared to meet the future needs of the family

      • Love INC may provide, but is not limited to the following services:

  1. Case Management
  2. Mentoring
  3. Counseling
  4. Financial Advising
  5. Financial  Assistance *

*Note: The amount of financial and/or other assistance provided will vary depending on client participation, current household needs, and  funding availability.

Client Expectations and Requirements

  • Regular attendance and participation in program for up to (6) six months.
  • Agree to participate in the creation and implementation of client/family action plan.
  • Be employed at least (6) months with good employment history prior to entering the program
  • Live at the same residence for no less than (3) months prior to entering the program
  • Address any issues that would interfere with sel-sufficiency, including retaining employment
  • Agree to communicate with Love INC staff, and attend regular weekly appointments, and allow Home Visits.



If you are interested in VOLUNTEERING TO BE A MENTOR for a Fresh Start family on their journey to self sufficiency,  please contact Debbie at This program is funded by United Way and your donations.

If you are interested in APPLYING FOR THE Fresh Start program,  please please contact the Love INC office at (936) 569-8555.

Thank you